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Barbara in Wilton, NH's Interview Answers

Previous Owner-Builder for Barbara in Wilton, NH at OwnerBuilderBook.com - Build Your Own Home

Was your project a new house or a remodel and addition?
 New house
 
Did you use a designer, architect, stock plan?
 Stock Plan
 
What type of construction?
 Other
 
Are you a good shopper?
 Super shopper
 
Do you know your credit score?
 Yes
 
Did you read The Owner-Builder Book before you built your house?
 Yes
 
Do you own a truck?
 Yes
 
Who took primary responsibility in your family for the work?
 Both equally
 
Were utility costs in the new house a surprise?
 Less than I expected
 
What were the impact fees for you to build?
 <$10,000
 
Was your project urban or rural?
 In the country
 
How many times are you planning to do this?
 One time total
 
Did you have any problems getting your building permit?
 No problems as an owner-builder
 
What was your original construction budget, not including land?
 $200,000 - $250,000
 
How much combined time did you take off work when you built?
 Three weeks
 
Have you owner-built more than once?
 Only once
 
Would you be willing to help another owner-builder?
 Yes, I would respond to emails.
 
If ever you move from your O-B house, how long will you have lived in it?
 We'll never move
 
How many finished levels in your most recent owner-built house?
 Two
 
How many books about contracting or the trades did you read when you owner-built?
 Three
 
How much time did it take to construct?
 Nine months
 
Do you have a step-up strategy?
 No
 
Did you get liened by anybody?
 No liens
 
How many houses have you built, remodeled or added on to as an owner-builder?
 One
 
Was yours a starter, step-up, custom, or dream home?
 Dream home
 
Did you get bids from generals?
 No
 
Did you use any personal friends as subs?
 Two
 
How long did your self-work trades take?
 500 - 600 hours
 
Apples to apples, what utility savings did you get in your new house vs. old?
 >50%
 
How much management time did you and your spouse spend during the construction phase?
 400 - 500 hours
 
How many bedrooms did you include in your owner-built house?
 Two
 
Did you install a water softener?
 No
 
Did you get a construction loan without a contractor?
 Yes
 
Did you buy any materials from out of town?
 For three trades
 
What percentage of O-B's do you think get liened?
 10% - 15%
 
Did you get materials separate from labor on any of the trades?
 70% - 80%
 
How many children lived at home when you owner-built?
 None
 
Did you get a bad surprise on property taxes?
 Yes - it was more than I expected
 
They say that a marriage that survives building a house will survive anything. Any comments?
 We survived, but we weren't married either :-)
 
Was there anything you traded for materials or services?
 No.
 
How did you find good subcontractors? Any suggestions?
 Bidclerk.com
 
What did you choose for wall insulation?
 Structural Insulated Panels
 
Did you use a contracting consultant or an owner-builder program?
 No
 
What was your planned schedule when you started out?
 11-12 months
 
How many dead days did you have where nobody did anything?
 5 - 10 week days
 
If you used a contracting consultant or O-B program, what did it cost?
 Didn't use one
 
How much construction industry experience did you have before you owner-built?
 No experience in the industry whatsoever
 
Did you incorporate active solar panels (PV) into your home?
 No
 
How many trades were involved on your job?
 <5
 
How much more activity was there at end of project than in the middle?
 40%
 
If stick-built, did you use 2x4 or 2x6 framing?
 It wasn't stick-built.
 
How many air conditioning units did you include in your owner-built house?
 None
 
Did you have a written schedule for construction?
 Yes
 
How much personal use do you make of the Internet?
 > 25 hours a week
 
How many trades did you do yourself?
 >8
 
What year did you get your certificate of occupancy?
 2008
 
What was the interest rate on your construction loan?
 7-8%
 
What is the R-value of your walls?
 >R-30
 
How much calendar time from when you first did some written planning to groundbreaking?
 <Six months
 
Are you organized?
 Very
 
How many hours did you spend as a couple, counting planning and construction?
 > 1,000 hrs.
 
What was the initial interest rate on your mortgage?
 4-5%
 
Are you a coupon shopper?
 90% - 100% of the time
 
Did you have contract problems?
 One
 
How did your final appraisal compare with your preconstruction appraisal for the lender?
 Final appraisal was lower by 20%
 
How many houses did you own prior to this one?
 Two
 

Future Owner-Builder for Barbara in Wilton, NH at OwnerBuilderBook.com - Build Your Own Home

Will you be working when you owner-build?
 Both working
 
Planned house style?
 Contemporary
 
How many finished levels in your future owner-built house?
 One
 
What type of construction are you planning?
 S.I.P.
 
How much do you plan to save altogether vs. appraised value?
 45% - 50%
 
How many hours do you project spending as a couple, counting planning and construction?
 > 1,000 hrs.
 
Who will take primary responsibility in your family for the work?
 Both equally
 
Will your project be a starter, step-up, custom, or dream home?
 Custom
 
Will you get comparison bids from general contractors?
 More than three
 
What percentage of the time do you think O-B's get liened by subs or vendors?
 5% - 10%
 
What time of year will you start?
 March
 
Do you have a step-up strategy?
 No
 
How much combined time will you spend planning?
 More than 900 hours
 
How many times are you planning to do this?
 One time total
 
Are you organized?
 Very
 
Are you a good shopper?
 Super shopper
 
What is the average General Contractor estimate to build your plans?
 $125 - $150
 
What is the average monthly maintenance cost of the house you'll be leaving?
 $400 - $500
 
What is the average monthly utility cost in your current home?
 $200 - $250
 
Will you incorporate active solar panels (PV) into your home?
 No
 
Will you build in town or in the country?
 Rural
 
What's the population of the community where you will build?
 <50,000
 
How many air conditioning units will you include in your owner-built house?
 None
 
Do you know your credit score?
 Yes
 
What will you choose for wall insulation?
 Structural Insulated Panels
 
How many bathrooms are you planning on?
 1 - 2
 
How many bedrooms are you planning on?
 Two
 
How many books about contracting or the trades will you read when you owner-build?
 Three
 
How many tools do you own?
 $2,000 - $3,000
 
How much personal use do you make of the Internet?
 > 25 hours a week
 
Is your occupation "blue collar" or "white collar"?
 White collar
 
How many houses have you built, remodeled or added on to as an owner-builder?
 Two
 
If stick-built, will you use 2x4 or 2x6 framing?
 It won't be stick-built.
 
Will you take pictures of the job when you owner-built?
 Will use a digital camera regularly
 
Do you plan to use any personal friends as subs?
 Four
 
How much calendar time will there be from when you first did some written planning to groundbreaking?
 Two and a half to three years
 
How many houses have you owned prior to this one?
 Two
 
What will be the R-value of your walls?
 >R-30
 
How much construction industry experience will you have before you owner-build?
 No experience in the industry whatsoever
 
How many children do you have?
 Four
 
How many children will be living at home when you owner-build?
 None
 
Do you have experience using spreadsheets for budgeting or scheduling?
 More than 500 times
 
Do you own a truck?
 Yes
 
How many covered vehicle spaces will you provide in your owner-built house?
 Two
 
What are the most helpful websites for your owner-builder project?
 
www.ownerbuilderbook.com
Search engines
Shopping comparison sites
Homedepot.com
Lowes.com
 
Why are you considering owner-building?
 To get the house we want. Here in NH all the contractors are building is colonials, unless you have big bucks for custom.
 
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