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By Dale & Terrilee on 5/2/2003


Sorry, I didn't get my comment in the original post. We read the owner builder book before we built and we thought we did everything by the book. However, beware! We paid our subcontractor for the concrete foundation in full (supplies and labor). But one of their other customers did not and had filed for bankruptcy. Our sub was in court with him trying to get paid. Because our sub did not pay on the supplies for this other job, the supplier sent out intent to file a lien letters to all properties where supplies had been delivered in the last 3 months including ours. We were very distraught thinking we were going to need to hire a lawyer and wouldn't be able to get additional funds on our loan to complete the house. We were lucky ... our sub was embarassed when they started getting calls from their clients. They didn't want their reputation tarnished and let their customers down, so they paid for the other guys supplies out of their own pocket. Fortunately, a lien was never filed on our property.
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