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Liability insurance for empty lot


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Mark's Forum Posts: 18
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By Mark in APO, AE on 9/6/2011


I just purchased a 3/4 acre lot with the intention of building my retirement home on it in about six or seven years. The lot is in a subdivision and has houses on both sides already constructed. My lot has several tall trees and I'm thinking "what if one of those trees fell over on the neighbor's property and caused some damage?" So, this made me think I'd better get some liability insurance. I'm just not sure what to get. I already own a home in another state and obviously have liability insurance for that property, but I doubt that I would be covered on the new lot. Anybody with an empty lot have liability insurance? If so, what type of coverage did you get?
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By Tim in North Pole, AK on 9/10/2011


Mark,

I was in the same boat until recently and my renters insurance covered my empty lot, too. Sounds crazy, but it did. Mine was through USAA, something you are probably eligible for since you have a military address (APO AE) and maybe military?

Tim

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