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Do Bridge Loans Still Exist?


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Netie's Forum Posts: 84
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By Netie in Salt Lake City, UT on 4/6/2005


I've done my bank research and have found a few that will carry OB's with good credit , but every one wants you to take a 2nd to pay the land down and then get the construction loan. That now gives me THREE Mortgages at once all of which I have to have a larger than necessary income for to qualify.  Then all the fee's...

 


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By Jeff in Provo, UT on 4/6/2005


When we built a few years ago, no one even mentioned the possibility of getting a second to pay down the land...

I think if you keep looking around a little more, you should be able to find a bank or credit union that will just let you get a construction loan thats first expediture is paying off your lot loan.  That's how ours was done...

 We used a bank that was bought out by Wells Fargo, so I don't know if Wells Fargo will do it now, but I'm sure that you should be able to find someone that will.

Good luck... 


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