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Randy's Forum Posts: 6

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By Randy in Rockwall, TX on 1/27/2006


Hi all,

We're getting ready to start the OB process here in the DFW area.  We've met with the OwnerBuilderNetwork a few times and are considering going that route for the financing, builder of record, sub list, consulting, etc. However, we'll be building a 4000+ sf house, so their fee will be very high @ $2.95 / sf. 

The other option we are considering is self-financing the construction and then taking out a mortgage after we move in.  This would avoid the closing costs on the construction loan, the OBN fee, the GC/Builder of Record issue, etc.  We currently have a lot loan on the land and shouldn't have to pay that off until we get the mortgage either, which would help keep the costs down.

A few questions:

1. Will we have issues getting a mortgage upon completion if we go this route?

2. Will we have trouble getting good subs if we don't go through OBN and have access to their list? 

3. The funds we have available would put us at ~$75/sf for a 4000sf house.  Is this a reasonable budget for owner bulding this house?  Keep in mind at this price point it will be a luxury home (granite counters, hardwood floors, upgraded appliances, home theater, etc.)  Also since we're on 1.5 acres, landscaping will be a significant expense.  We'd like to include a pool and built-in barbecue, etc.

 


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Kelli's Forum Posts: 3
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By Kelli in Rockwall, TX on 3/28/2007


Randy,

You posted this over a year ago, and I would really like to know how your house came out!  I'm about to build a 3,000 SQ FT home in the DFW area.   

Kelli

 


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