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Lance in Buena Vista, CO0.002

I appreciate your free hosting of our weblog.
Brian H.

Try one of our new Construction Bargain Strategies for free. Coupon code: CBS. One strategy could save you $1,000 or $10,000 or maybe $50,000 when you build or remodel.


    3-1. Avoid the construction loan. - Electronic Edition

    3-1. Avoid the construction loan. - Electronic Edition
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     I could have saved $8,000 in loan fees, interest, and title insurance if I paid cash for my project. Some owners have sufficient equity in their current homes to pay cash for their next house. They can sell the previous property before starting the new house and work with the cash proceeds. Or, they can take out home equity loans to finance new construction. Interest rates and origination costs are much lower that way.

     Owner-builder Lynn H. says: “Short-term loan for construction saved us $5,000.” John R. says: “Build one, use it for an equity loan, and get loan for much less to build second one. Live in the first one and get tax savings.” (Because this particular loan is tax-deductible, and because the eventual sale of the first house is tax-free in the U.S. if it is the primary residence for at least two years.)

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