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    3-23. Make the house pay you. - Electronic Edition

    3-23. Make the house pay you. - Electronic Edition
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     We know we are pushing the edge of the envelope here, but when you think about saving money on your housing, you eventually get to the concept of your house paying you. Not just saving you money, but handing you some. One of the most well-used strategies is to rent out a part of the house as an apartment. Or to rent out a room in the house. Both of these would benefit from some forethought.

     Owner-builder Dave C. looked into the possibility of not renting out a part of the house, but using it as a nanny apartment. That brought a storm of protest from his neighbors who wanted no part of a renter’s neighborhood and overreacted to Dave’s plan. The whole thing required a zoning change to accomplish in his neighborhood, and the zoning meeting was a circus of argument and protest.

     If you’re serious about doing something like this with your house, you may need to plan ahead and seek variances or change locales. But if you can, you eventually join the ranks of millions of older homeowners who pay mortgage or taxes and utilities from rent proceeds, thereby living free of charge.

     More ambitious efforts include specifically designing for a bed and breakfast or a reception center with a part of the home as owner dwelling, and part as a profit center. Owner-builder Dorethy H. got herself a much bigger house this way.

     If you are interested, you can do much with design to comply with zoning laws and with the logistics of your needs to create an environment that works for you and works for profit.

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