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    3-24. Set up your construction loan for 12 instead of six months. - Electronic Edition

    3-24. Set up your construction loan for 12 instead of six months. - Electronic Edition
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     By setting up your construction loan for a bit longer than you think you’ll need, you can avoid the need to file for an extension and pay additional fees to the lender. These fees set us back $350 on the Riverbottoms house. It could be much more for you, and there is the risk that when you extend your credit score has changed and the lender demands a higher interest rate just when you have the biggest balance on your construction loan. Ask while you are shopping for loans and the lenders are competing for your business. Make sure that when the clock starts ticking on your loan, you have done everything possible to ensure timely completion of your build.

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