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    3-39. Line of credit instead of construction loan - Electronic Edition

    3-39. Line of credit instead of construction loan - Electronic Edition
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     With a line of credit you can skip the origination fees, the interest is favorable, and you don’t have to pay for extensions or inspections. If you have the wherewithal to own more than one dwelling at a time, you could possibly employ a HELOC or equity line of credit secured against one dwelling to build your new one. Now you have the advantage of tax deductibility for all the interest paid, both during construction and then occupancy. At my credit union, a 15-year equity loan is offered that would be very feasible for a "mortgage" on your new construction.

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