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Sally0.001

I've lurked around here for a while reading all the great information on here. As an industry professional, I can say I have learned a lot about the building process from your perspective: as the owner-builder. So, thank you!
Pat in San Diego, CA

Try one of our new Construction Bargain Strategies for free. Coupon code: CBS. One strategy could save you $1,000 or $10,000 or maybe $50,000 when you build or remodel.


    2-19. Buy basic at first. - Electronic Edition

    2-19. Buy basic at first. - Electronic Edition
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"Mark, I wanted to suggest a moneysaving tip for owner-builders, and maybe it’s covered already. I tell my students developing their three to five year plan to live debt-free to consider installing low cost fixtures when completing the home to satisfy lenders requirements, and then later installing that fancy chandelier/light fixture or faucets. This lowers the amount of debt/mortgage to get them in the house – keeping payments down to a minimum. Building debt-free requires them to consider using recycled building materials and lower cost amenities, including trim, windows and doors and more. The overall cost is calculated using some of these ideas and shaves thousands off building, seriously reducing or even eliminating the need for a mortgage. I speak on the cost of an education and the time committed to it and its comparison to a commitment to owner-building, and the grand question is then asked – “How differently would not having a 30-year mortgage affect your life?” Making it possible for one parent to stay home, or investing in retirement and health care easier! Keep up the good work." – Bill Lasko, President and chief Instructor, William M. Lasko School of Log Building, Inc.

     The difference between a "basic" faucet and a fancy one can be more than $500. Same for some light fixtures, custom doors, and other amenities. Multiplied times 50 items, you might have $25,000. If you carry that at interest for thirty years, you’d have between $50,000 and $75,000. If you patiently wait until you find bargains and can pay cash, you keep the money off your mortgage, but add to your equity.

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