Well, we have initial prints and we're starting to get bids. The floor joist plan isn't final. I've got a floor truss company working on it to get us down to one cross beam. We're also looking at 19.2" joist spacing versus 16". Has anyone else used that? The size is new to me. It saves one floor joist every 8'.
We're using IndyMac bank for our construction loan. We just gave our prints and specs to the appraiser they hired. Now's the time when we're holding our breath that they won't come back with some outrageously low appraisal. Springfield, OH is a pretty inexpensive place to buy/build a house, so I'm worried that we're stretching things. I'm probably worrying too much because we're only looking at a build estimate of $280K, but I'll be happier when we get through this part.
I'm hoping to have my final plans by the second week of April. I want to finalize our floor joist plan first and my draftsman is adding all the details the plans department wants to see. They have a standard for established builders and a different one for owner-builders. They want to ensure we know what we're doing.
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