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Thanks to Mark and Elaine, I am getting a bigger house on a bigger piece of land in a much better area, instead of buying a smaller house on a smaller piece of land by a known builder here. I pulled back a $5,000 check I paid this builder after reading their book and bought a piece of land instead.
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Posted by Angela in Fort Worth, TX on 7/17/2009 11:01:20 AM

Hello everyone,

My name is Angela and I'm just starting on this crazy journey of trying to build our first home. I am an RN and my boyfriend is in the police academy (four more months left!). We currently live in Fort Worth and have been searching all over for the perfect spot of land for us. Right now we are getting all of the paperwork ready to put in an offer on almost 20 acres near Corsicana, and trying to save up for the 20% down payment.

I have also been researching house designs, materials, etc. and my folder has gotten so big! I am interviewing architects/home designers right now, but have not found one that I really like yet. I'm hoping to have all of my planning done in 6 months and get the house built in the next 6 months like the book says, but we will see, I'm not rushing it. My boyfriend's father owns a construction company so he has agreed to help supervise the building, but I want to plan as much of it myself as possible. I also plan on borrowing a relative's RV and living on the land during construction so that I can be there the majority of the time since I only have to work three nights a week.

Ultimately, we would like to have our wedding at our new house with a country theme. Lately I have thought about just getting married at the JOP since that would make things much easier in building our house such a getting loans, etc. I hate always getting asked by builders, banks, architects, "Are you married??" :) 

So right now there are a few things I need advice on:
1. Does anyone else know of a bank requiring less than 20% down payment on a loan for raw land?
2. Does anyone know of a good architect?
3. List of recommended subs are also appreciated at this time, I will need them soon.

Thanks so much everyone! I will post pictures as soon as we have our land purchased!!

Angela

Photos

What our house will look like, hopefully. :)



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