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Georgia Builder

Posted to MadisonGA by Paul in Madison, GA on 2/26/2009 8:39:39 AM

I completed my journey as a owner-builder a week ago. Closed Tuesday, and have a novel to sell. I would like to share my experience with other people in the state of Georgia as I think every state has its own secrets, codes and changing markets. Let me just say first that I am an accountant by trade but grew up in the construction field. I have worked many jobs in construction to help me through college and to have a little cash as a teenager.

As many of you, I took over a year in planning, budgeting, and design, etc. I do not have the time to go through all the worries and challenges, but I would like to make a quick summary of the initial challenges and financing questions. First, do not buy some stock plan! Find the design you like that has a picture elevation and the basic floor plan you like. Go to Craigslist and find a CAD designer in your area. $25 hr for his time and for less than $1,000 you can have a customized floor plan with all the little changes you want to make. Being that he(she) built the plan they can make the changes very quickly. I thought I bought the perfect house plan, but spent over $700 in changes, plus the cost of the original plans -- $1,400. My house was on a full basement and the original plan showed no daylight options and had over $7K in steel beams. Don't do it! Don Gardner plan: "Macallaster."

In Georgia - Agsouth is the best place for a construction loan for an owner-builder. Also, all you guys in Georgia talking ICF - forget it! My basement walls are 10" thick concrete 10' tall and cost 1/3 of the pricing you are looking at. ICF does not add to the value in your appraisal. My framer studed out all 2x4 walls along all the concrete walls. This allows me to add R13 and sheetrock. Think about it - I have 4" of brick, 10" of concrete, 4" of insulation and sheetrock to boot. My daylight walls are 2x6 walls with 4" brick. Save the money!

I built this house for $250K, plus the lot cost $ 85K. 2,900 sq ft living 550 sq ft garage, 3,000 sq ft basement. This includes $13K driveway that is 11' wide and 600' long! Brick pillars with lighting, etc. There is over 33K in bricks on this house. If you would like to see the home and spend a full day going over all costs, do's and dont's, local sub pricing, etc. ($250). Then email me.

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